Dear Readers: Today’s Sound Off is about scammers who use charities to fool people.

— Heloise

“Dear Heloise: Please warn your readers of the charity scams that are now very popular with thieves. Someone calls, is very friendly on the phone and wants you to donate to some worthy cause such as a children’s charity, homeless animals or some medical cause, for example.

“If they want you to donate, have them mail you information on their charity so you can think it over. Never let anyone pressure you into giving out personal finance details. Better yet, simply say, ‘I take no solicitations over the phone’ and hang up. Don’t listen to anything they have to say after your refusal to discuss the matter.”

 — Frank H., Washington

Fast Facts

Dear Readers: Here are some uses for old credit cards:

n Wash and cut into strips. You can use them to scoop out face creams.

n Use the strips as a replacement for collar stays.

n Remove a bee’s stinger by scraping the edge of a card across the skin at the wound site.

n Scrape gum off carpet or tile after placing ice on the gum.

— Heloise

Travel planning

Dear Heloise: When my husband and I got married, we decided that we would travel the world. We lived on his income and saved my earnings. At the end of the year, we sat down and decided where we’d like to travel. One year he’d pick a place, and the following year I would pick the place. The money left over was always invested. We’ve been married over 30 years, have seen the world and have a wonderful nest egg for retirement.

I recommend that all young couples who are planning to get married sit down, decide what they want to ensure their dreams come true. Build some flexibility into your plans, and never mind what others are doing.

 — Hattie in San Antonio

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