WASHINGTON — Consumer borrowing accelerated in April to the fastest pace in five months as a rebound in credit card use offset slower demand for auto and student loans.

Borrowing increased by $17.5 billion, the Federal Reserve said Friday. That is up from March’s $11 billion advance and marks the biggest jump since a $21.7 billion increase last November.

Borrowing on credit cards increased by $7 billion after having fallen by $2 billion in March. Borrowing for auto and student loans slowed to an increase of $10.5 billion, down from $13 billion in March. It is the smallest advance since last June.

Consumer credit is a key indicator of the willingness of households to increase borrowing to support consumer spending, which accounts for 70% of economic activity.

The April acceleration in borrowing represented a 5.2% increase following a 3.3% gain in March. It pushed total borrowing to a record $4.07 trillion. The Fed’s monthly report does not cover mortgages or other loans backed by real estate.

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