Six more reasons to be afraid of Obamacare

 

You probably don't need a lot of convincing from us that the Affordable Care Act, aka "Obamacare," is a bad idea.

In fact, it's a terrible idea. It's going to wreck our economy, our national employment ranks, our bank accounts and our ability to seek affordable health care for ourselves and our families - which is the very thing it was supposedly created to do in the first place.

Need more convincing? Here are six reasons this "Unaffordable Care Act" is poised to ruin us all:

Customers still in the dark.

It's the biggest change to our nation's health care laws and policies in nearly half a century. It is scheduled to launch on Jan. 1. California residents can begin enrolling online in the state's brand-new insurance exchange - Covered California - in just 16 days.

And yet, about half the public says they don't have enough information about Obamacare to understand how it will affect them or their families, according to a recent poll by the Kaiser Family Foundation.

Think about that: Half of the American people still don't know important details about the law that's going to hike their premiums 30%, in some cases.

There are an estimated 5 million uninsured Californians who would be eligible to sign up for Covered California. Trying to explain the nuances of this overly complicated and poorly thought out legislation is a daunting task. That's why the Obama administration is so eager to help:

Paying "navigators" to sign up the public for subsidies.

As part of the new law, nongovernment groups - "navigators" - are receiving federal funds to help people figure out which government subsidies they are eligible for and how to sign up for them.

Let us repeat that - the government is using taxpayer dollars to recruit private groups to entice customers to sign up "on the dole."

Oh, those taxpayer dollars add up to $67 million being sent to organizations like Planned Parenthood, the National Urban League and other community organizations.

These professional activist groups will have the ability and access to tap into sensitive medical and financial information of individuals in their recruiting drives. It's the same kind of data-harnessing and privacy invasions you've come to expect from this administration - see IRS and NSA.

Does any of this make any sense? Taxpayers are footing a $67 million tab to make it easier for people to get money from the government?

No wonder we're broke. Surely, some of that money has to come back to Uncle Sam:

Health law may require refunds.

Aha! There it is. Families may end up owing a sizable "refund" to the government if they sign up for insurance under Obamacare and their financial situation changes.

According to a study from Health Affairs, an estimated 38% of families that will qualify for federal subsidies would have to repay some portion if changes in their household income weren't reported.

Without the subsidies from the government - see "handout" - the ability to deliver affordable insurance for lower-income individuals and families goes right out the window.

People earning up to four times the federal poverty line - up to $45,960 a year for individuals and $94,200 for families - can sign up for and potentially receive tax credits for their health care premiums.

But what if your employer gives you a raise or a nice holiday bonus? What if another change in your household income alters your eligibility? Now when you go to file your 2014 taxes, you may be writing the IRS a bigger check than you expected or budgeted for.

A family of four in California who received any change in their income that bumped them up over the $94,200 threshold would be required to repay more than $7,000 in this scenario.

Don't worry: Their dollars will end up going back to the "navigators" anyway. It's a win-win for the Obama administration. Why should they care if the plans that they are peddling don't actually save customers any money?

Premiums up despite Washington promises.

The average employer-provided family health insurance premiums have climbed $2,976 since 2009, according to a Kaiser Family Foundation survey. They are up $3,671 compared to 2008.

Anybody remember when the president promised his law would reduce premiums by $2,500 in his first term? Don't feel bad; he doesn't either.

The data hits you like a sucker punch to the gut: Average family premiums are up 4% since last year and up 22% since 2009. Seventy-eight percent of U.S. workers now face at least some deductible - that's up from 59% in 2008. It truly is the "Unaffordable Care Act," isn't it?

Public still doesn't want this "reform."

Maybe that's why the polling is still so dismal. Forty-seven percent of Americans say overhauling the nation's health system is a bad idea in a Wall Street Journal/NBC News survey. Only 34% still support the plan.

It's not just working-class whites who think it's a fool's gamble. What about 48% of people currently without any health insurance - the very people who stand to gain the most - rejecting Obamacare?

This isn't a marketing problem. This is people waking up and realizing the president and his Democratic allies in Congress took a bad situation and made it infinitely worse with their meddling and their miscalculations.

It's easy to distort the statistics and make the numbers work out however you want them to. But what about the words of a real person being affected by this law?

Cancer patient's bill soars despite the law.

Bev Veals was in the hospital, in North Carolina, receiving chemotherapy for her advanced cancer. She got the call no one in that situation ever wants to get: her health plan was shutting down.

The substitute insurance she was offered wanted her to pay an additional $3,125 on top of her premiums.

Bev Veals wasn't being exploited by a greedy HMO or insurance plan. She's covered under Obamacare as having a "pre-existing" medical condition.

The plan was to offer more than 100,000 eligible patients a "temporary" lifeline if they had been denied insurance because of ongoing medical problems.

But thanks to more carelessness in the wording and enforcement of this bill - see Nancy Pelosi - this pre-existing condition plan ends on Jan. 1. Bev Veals and other eligible patients will then be expected to transition to the new state-run insurance markets where they may - repeat, may - find a lower-cost plan.

"I finally felt for the first time going through this cancer that I had something dependable, and somebody pulled the plug," Veals told the Associated Press. "You don't advertise one thing and then give the customer another thing."

We couldn't have said it better ourselves, Bev.

 

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